Plan For Tomorrow Today!

If you're one of the 68 million score-able Americans with a bad or poor credit score—lower than 680—you've probably wondered if removing negative items can help your standing.

Plan For Tomorrow Today!

If you're one of the 68 million score-able Americans with a bad or poor credit score—lower than 601—you've probably wondered if removing negative items can help your standing.

Planning Futures

We have years of experience helping clients prepare for the unknown while meeting their financial goals. Ask us about:

- unsecured personal loans up to $10,000
- unsecured personal loans up to $100,000
- business loans
- building business credit
- credit repair

As an independent financial services firm, we can access many different products so you can get the right products and services for you.

Comprehensive Approach

We have something for everyone. If you have challenged credit but need $1,000-$10,000 now to pay bills , pay for a wedding, vacation or other miscellaneous expenses, we have a loan product for you. If you have at least a 680 credit score on all 3 credit bureaus , then you could get a larger loan of anywhere from $15,000 - $100,000.

Committed to Service

Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. We don't charge any up front fees to our clients for getting you loans. We do charge a 10% back end fee that you pay within 24 hours of getting the loan. Call us today to find out how we can help you achieve your financial goals.  

How credit repair works

If questionable negative items are hurting your credit, removing them can improve your score. Here's how we do it.

“People, who refuse to open their minds to new strategies, seldom get rich." - Robert Kiyosaki

Watch A Free Tradeline & Credit Analysis Webinar

 You'll Learn The Following:

 What Goes Into A Credit Score

You will learn:
  
A. Understanding your credit score

B. Establishing and/or rebuilding credit history

C. Maintaining good credit

D. Your credit repair action plan

A Tradeline Is A Credit Line/Account That Is On Your Credit Report. 

For example, any of your credit cards are considered tradelines on your credit report.

Typically tradelines report up to 10 days AFTER the statement date, given you placed your order at least 3 DAYS BEFORE the statement date. Orders must be made AT LEAST 3 days before the statement date in order for your tradeline to post that month. 

Each tradeline has a different statement date. Our list is default sorted by statement date so you can see what is closing and posting the soonest. 

If you have a question about your order, please just ask us!

What Is A Tradeline, How does It Work?

A tradeline is a credit line that is on your credit report. 

 The type of tradelines that we provide is seasoned, authorized user tradelines, with perfect payment history, low utilization (under 30% unless otherwise noted) and perfect payment history.

We do this by adding you as an authorized user to a tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because creditors will provide credit bureaus the entire account history on any given tradeline for an authorized user. 
FICO® digests this newly added credit and recalculates your score.

Credit Packages

Standard Service
$
250/mo
Billed Once, $250 monthly Cost.
Can cancel at any time.

Designed for customers who don't have a complex credit file and need minimal investigation and restoration services.

This will help increase your credit score significantly.

Must not have any public records.

35 to 45 days. On average our client see a score increase of 20 to 25 points per month. ​

What This Package Includes:
    1. Credit specialist consultation which includes: 

    - Help you make sense of your credit profile
    - Teach you how lenders  judge your profile & why
    -Give options on how to build a healthy credit profile to increase scores
  • 2. Credit audit and investigation
  • 3.  Answer "specific" questions about your profile
  • 4. Share resources, such as tradelines, lending institutions, and more
  • 5. Access to private credit portal
  • 6. Aggressive Disputing
  • 7. Access to credit education
CRedit Package
$
$999
Billed Once, no other fees. 

Designed for customers with average credit files that require removal of items such as: delinquent accounts, collections, inquiries etc.
+
All of the services included in Standard Service


Upon sign up, you will receive a one on one session. Prior to session,
*You MUST provide a recent credit report at least 24-hrs BEFORE

For the call, you will receive a call-in number
+
You should have access to a computer while on the call

IMPORTANT:

·100% of communication will be through email, until the (phone) meeting. 

Therefore, please provide an email address that you can easily access. 

6-8 MONTHS TURN AROUND


    complex credit Package
    $
    $1,600
    Billed Once, no other fees. 


    Designed for customers with complex credit files that require major clean up, intensive investigative work, public records, and aggressive disputing. 


    6-8 MONTHS TURN AROUND

    What This Package Includes:
    • 1. All of the services included in the standard & credit package
    • 2. One Tradeline
    • 3. BECOME A BROKER - START YOUR OWN TRADELINE BUSINESS
    • 4. Monthly Discounts on Tradelines

    *Bankruptcies and child support are an additional $1000

    *Repossessions, Student Loans & Government Debt are an additional $500

    Additional Services

    Business Funding
    $
    Let'sTalk
    Business Funding: if you need funding for your business we can help with that too. It doesn't matter if you're a seasoned business or a start-up, we have solutions for you. I you are looking for a personal loan, business loan or personal loans for bad credit, we can help!

    We're in the business of helping you start your business.

     Get $15k-150k in New Business Funding. 

    Get a Quote Now! 

    No Red Tape. 

    Peace of Mind. 

    Trusted Advice. 

    Fast Funding.

    Package includes:
    • Funding Within 3-4 Weeks 
    • 10% Success Fee 
    • Business Tradelines
    Tradelines Lists
    $
    Let'sTalk
    (Authorized user accounts)

    Tradeline history is the building block of all credit. 
     We offer an online platform where individuals can buy and sell tradelines. 
    Additionally, we offer free educational information to empower our clients to understand how the credit system works in order to make the best choices regarding credit.

    VIEW TRADELINES

    (Starting at $399)  
    Package includes:
      Shared resources, such as tradelines, lending institutions, and more
    • Answer to "specific" questions regarding your profile
    Remove Inquiries
    $
    $150
    Billed Once, no other fees.


    Designed for customers who just need inquiries removed from their credit profile.

    ​
    What This Package Includes:
      Credit audit and investigation
    • Aggressive Disputing
    • $150 Per Inquiry
    DIY Master Credit Blueprint Course
    $
    150
    Billed Once, no other fees.

    Build Your Own Credit Repair Business.

    Bad Credit Happens To Good People Too!
    You don’t have to figure things out on your own. Allow me to give you the tools I used to help rebuild, re-establish and maintain an excellent credit score plus, help thousands do the same in a 5 step video series. Here’s what the DIY Master Your Credit Blueprint Course will include:

    Please note: This product is non-refundable.

    Whats In The Package?
    • Itemized Credit Report Dispute List & Letter Example
    • Master Your Credit Checklist with Free Resources
    • How to properly read your credit report. Items that should be removed and items that should stay.
    • Downloadable action steps, worksheets and templates to kick-start your credit into gear.
    • Monthly Budget Template 
    • How to rebuild after bad credit, re-establish and maintain great credit. Plus, tools to get started right away.
    • Correct false myths concerning disputes, inquiries and limitations on your credit report.
    • The best credit cards to use to build credit and when to apply.
    • Credit debt summary tracker.
    • Plus, much more!
    Receive Weekly Updates 
    Access to our FREE E-Book's, Live Webinars And More..

    What Do Credit Repair Companies Do?

    A good credit repair company first pulls your credit report from each of the three major credit bureaus in order to pinpoint your credit issues. Why all three? Because each credit reporting agency has its own “data furnishers” (aka lenders, credit card companies, debt collectors, etc.), that report your credit information to them. As a result, there may be errors that appear on one of your credit reports, but don’t appear on the others.

    79% of consumers, who disputed their credit report errors, were successful in removing them.

    Once any errors have been identified, you give a credit repair company any supporting documentation you might have. 
    For example, if there’s a bill on your credit report that your husband or wife was actually responsible for under your divorce decree, you can use that document to prove it shouldn’t be impacting your credit.

    In some cases, it's difficult to determine what to include as far as supporting documentation goes—that’s another way a credit repair company can help. For example, if you’re a victim of identity theft and a fraudulent account appears on your credit report, it can be tough to prove it isn’t yours because you don’t have any documents that relate to the account.

    When the bureaus and data furnishers receive the dispute and supporting information, they then work with the credit repair company to determine if the item should be removed from your credit report. The major law governing your rights when it comes to credit reporting is the Fair Credit Reporting Act, but it isn’t the only law on your side when it comes to credit repair.

    “A good credit repair company will scrub questionable credit report items against other laws—like the Fair Credit Billing Act, which regulates original creditors; the Fair Debt Collection Practices Act, which oversees collection agencies, and others that address medical illness, military service, student status and other life events."
     

    FAQ

    What Do I Need to Do to Prepare for a Consultation?

    You will need:

    -A current credit report (showing all 3 credit bureaus) obtained within five days of your appointment from a credible credit reporting company.
    -A telephone to speak with our Credit Specialist.
    -Laptop/Computer to view your credit report along with the Credit Specialist. (Google Chat, Zoom Etc) 


    How long will it take to see my credit score increase?

    Typically, you will see an increase in your credit score within the first 35 to 45 days. 
    On average, our clients see a score increase of 20 to 25 points per month. 

    Good credit repair should not exceed one year, and you may see the bulk of improvements within six months depending on how many items you have reporting and the severity of each.

    I have 10 Plus negative items reporting which includes bankruptcy, an eviction, and student loans in default. Can you still help me?

    Yes, we can! In fact, we love addressing such cases. 
    Please secure a PERSONAL CREDIT CONSULTATION so we can support you.

    Do you have access to tradelines?

    How we help you:

    The first thing we do is give you the tools necessary to gain free access to your credit scores and reports. 

    Once you know where you stand, we help you figure out your next move. Maybe you need to dispute an error on your credit report, we can assist with that. 
    Maybe you're paying too much in interest; we can assist with providing options.

    We want you to feel good about your options and make informed financial decisions. That means giving you the right information at the right time so you can zero in on what's important.

    So let's get started!
    Join over the hundreds of members & counting on the path to financial progress.

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